Income comes in. Ownership builds.
A slice of every USDC payment you receive becomes stock in your own wallet, by itself. Whoever pays you can match it, and so can every token launched on Meridian Curve, out of its trading fees.
Apple, Nvidia, Tesla, the Nasdaq 100 and more US stocks.
Every payment that lands in your wallet will save 10% of itself as Nasdaq 100, by itself. Right now saves wait: Meridian saves only at a price Pyth has verified on Solana, and the newest for Nasdaq 100 is 15 days old. Until a fresh one arrives, your USDC stays in your wallet.
Your wallet, never ours. Meridian can move at most $200 of your USDC, only into Nasdaq 100, and you can stop any time.
Issued by Backed Finance (xStocks). The issuer can move or burn, freeze or pause this token, so self-custody here means not Scrip's custody. Starting sets aside about 0.023 SOL (about $2.21) of SOL: a small deposit for your savings record, and prepaid fees for your next automatic saves (each uses about 0.003 SOL). Whatever is unused comes back when you stop, in Settings. Starting confirms you are not a US person.
Just want to save once? Save without the automatic part.
Three ways stock reaches you.
Each one ends the same way: stock in your own wallet, on a receipt anyone can open.
- From every payment you receive
Say yes once, and a slice of every USDC payment becomes stock seconds after it lands, whenever Pyth has a fresh verified price for it. The program checks every save against that price, or nothing moves.
On mainnet since 21 September 2026.
Every receipt so far - From whoever pays you
A Plan adds a share of every automatic save its people make, in stock, from an escrow the program holds, capped each month and never taken back.
On mainnet now: 5 Plans, 3 matches paid.
Meridian for teams - From every trade on a launch
Meridian Curve launches tokens on Meteora priced in a stock. Every trading fee is that stock, and the savers’ share goes straight into a Plan in it, which adds it to people’s automatic saves.
The launchpad
Launch a token that pays savers.
Pick the stock it is priced in: the Nasdaq 100, the S&P 500, Tesla or Nvidia. Name it and sign once. Every buy pays in that stock. The fee starts at 25% and falls to 1% over the first hour, so a bot that buys first pays savers. At graduation the pool moves to Meteora’s DAMM v2 with every position locked for good, and its fees keep reaching savers.
A launch is a speculative token, not a stock and not a share of one, and it belongs to whoever launched it. Meridian makes no claim about any launch’s price, only about where its fees go. Not offered to US persons.
- Meteora DBCA trade on the curvepays its fee in the stock it is priced inclaim_trading_fee, receiver = the Plan
- Meridian programMeridian Plan escrowthe Plan's own account in that stockmatch_receipt, after each save
- on their receiptA saver's walletmatched on their automatic save
Why once is enough.
Saving works when nobody has to decide it again. Say yes once, and every payment saves its slice before anyone has a chance to forget.
37% → 86%
3.5% → 13.6%
Before you save
- Not our custody
- Your USDC and your stock sit in your own wallet. Meridian never holds either, and cannot move your stock.
- Issuers can freeze or move these tokens
- Tokenized stocks are issued by xStocks (Backed), Ondo or Backpack, and most issuers can freeze or move their tokens. Each save says what its issuer can do before you sign. Not offered to US persons.
- Dividends are reinvested
- These tokens reinvest dividends instead of paying them out. Meridian never shows an expected income.
- Stocks go down as well as up
- Save what you can leave alone. Meridian is for the part of your pay you want to keep, not the part you need this month.
How it works, with every number read from the chain: see the proof.